Nigeria’s financial services landscape is currently enjoying a long-overdue feminine touch as more women-led innovations in Fintech continue to cater to several unbanked and underbanked citizens scattered across the country.
The women are not just leveraging technology and driving community solutions; they are granting underserved populations access to key financial services, especially women and small-scale entrepreneurs.
See our list of 12 Women Shaping Nigeria’s Financial Inclusion in 2025:
1. Foyinsola Akinjayeju – CEO of EFInA:
The chief executive officer of Enhancing Financial Innovation & Access is a prominent voice in the Fintech industry.
With Foyin as leader, EFInA has remained a catalyst for inclusive innovation and a reliable collaborator for stakeholders who want to make a scalable impact.
2. Folasade Femi-Lawal – Country Manager, West Africa, Mastercard:
Folasade is a respected financial executive and digital payment expert who presently serves as Mastercard’s country manager and area business head for West Africa.
Her job is centred around aiding digital payment adoption/financial inclusion, and she is damn good at it.
3. Ifeoma Uddoh – CEO, SheCluded:
Ifeoma is a social entrepreneur who founded a Fintech company for women.
She has more than 10 years of experience working in strategy consulting, analytics, and seed funding for popular companies like PwC and Iroko Partners Ltd.
Since its launch 6 years ago, Shecluded has grown into becoming a top UK tech hub company that supports business-savvy women with access to funding.
4. Uche Uzoebo – CEO, SANEF:
She is the MD of Shared Agent Network Expansion Facilities Limited.
Uche focuses on touching lives through digital payments, financial inclusion, gender advocacy, agency banking, project management, product/business development, merchant acquisition, and so on.
5. Ebehijie Momoh – MD/CEO, AfriGOPay:
Ebehijie is a popular Nigerian businesswoman who presently serves as the Managing Director of AfriGOPay Financial Services Limited (AFSL), a subsidiary of the Nigeria Inter-Bank Settlement System (NIBSS).
Since her appointment last year, Momoh’s work has gone a long way towards expanding Nigeria’s domestic card payment infrastructure.
6. Chinyere Don-Okhuofu – Divisional CEO, Sales Networks at Interswitch:
Chinyere is a pacesetter in the payment industry with more than sixteen years of experience.
She joined Interswitch 13 years ago as the chief ATM and devices officer, and then earned her promotion as the divisional CEO of Industry Vertical Markets in April 2014.
7. Odunayo Eweniyi – Co-founder, PiggyVest:
Odunayo is the chief operating officer of PiggyVest, a digital investment platform that has come to stay in Nigeria.
Founded in 2016, PiggyVest is a Nigerian online savings and investment platform with about 5 million registered users.
The company basically grants users access to easy ways to invest, save and manage cash.
8. Solape Akinpelu – Founder & CEO, HerVest:
Solape is the brain behind HerVest, a women-focused and inclusive fintech company that caters to the underserved and excluded women across Africa.
The platform helps women to partake in savings, impact investments, and credit, especially smallholder female farmers in Nigeria.
With a minimum of 40,000 members, Solape’s company remains fully focused on enhancing the lives of females via financial access and services.
9. Nkem Okocha – Founder, Mamamoni:
Nkem is the pioneer behind the Mamamoni platform that supports poor rural and urban slum women with free vocational skills and mobile loans.
For over a decade, she has helped more than 4,000 women in several rural/urban slum communities and given out over 100 microloans.
10. Fara Ashiru Jituboh – Co-founder/CEO, Okra:
Fara is pulling the strings at Okra, a Nigeria-based fintech platform that enables safe, real-time financial information exchange between customers, applications, and banks.
Long before her company was established, Ahsiru worked with U.S. startups like JP Morgan Chase, Sana Benefits, Fidelity Investments, BMW, and Canva to gain the much-needed experience to build in emerging markets.
11. Olayinka David-West – Dean at Lagos Business School:
Olayinka is the programme lead for the Sustainable and Inclusive Digital Financial Services (SIDFS) initiative, which focuses on carrying out research, engaging stakeholders and advocating for policy amendments that will aid financial inclusion in Nigeria.
12. Arunma Oteh, Academic:
Arunma is a respected leader who is popular for her financial efforts to aid the country’s economic development.
With Oteh’s role as an academic at the University of Oxford and as chairman of the Board of a U.K. asset manager, her impact in Nigeria’s financial inclusion landscape has been very noticeable.
Folami David is a dynamic journalist who views the world through an analytical lens, translating complex narratives across multiple industries into compelling stories. With an insatiable appetite for information and a keen eye for emerging trends, Folami specializes in uncovering the interconnections between technology, business, culture, and society.
